Thankfully, I'm paranoid on side streets because of many other near miss experiences, so I'm always ready to hit the breaks. I shudder to think of what would have happened if I hadn't been able to stop. I would have T-boned the woman's car, with the impact coming on the child's side.
The rest of the way home I thought about near misses. If I had dropped my niece off one second earlier, would the situation have turned out much worse? Or if I had dropped her off ten seconds earlier, I wouldn't even have had to hit the breaks because I would have been through the intersection by the time the woman approached it.
While I can't come close to fully comprehending it, I totally trust in God's providence. Sometimes that means car accidents happen and people are hurt or worse. Sometimes that means accidents are avoided. But none of that limits human responsibility. Life can change (or end) in an instant. And knowing that ought to make all of us a little more appreciative of each moment we do have.